Daily Market Brief - Feb 24, 2026

Editor’s Note

  • Policy risk is back at the center of the tape. The Supreme Court relief rally was short-lived before a fresh 15% global tariff reset the narrative again. What struck me was how quickly this moved from a “retail headline” to a full supply chain repricing, hitting everything from NIKE, Inc. and Lululemon to logistics names like C.H. Robinson. When policy swings this fast, multiples compress first and fundamentals get debated later. It feels less like a growth scare and more like a confidence shock.
  • Software just had its first real “agentic AI” stress test. The selloff in IBM and Cognizant was not about a bad quarter. It was about the market waking up to the idea that legacy revenue streams, especially labor-heavy modernization work, can be automated faster than expected. Even high-quality platforms like Adobe and Salesforce were not spared. We are moving from “AI as enhancement” to AI as displacement, and that is a much tougher conversation for investors.
  • Under the surface, power and hard assets are quietly gaining relative strength. While software de-rated, energy and infrastructure tied to AI demand held in better, with names like Bloom Energy and utility-exposed plays such as Vistra Corp attracting real capital. At the same time, cyclical signals like the drop in International Paper are flashing caution on global demand. To me, that combination says we are in a late-cycle, selective market where capital is gravitating toward cash flow visibility and hard-asset backing rather than long-duration promises.

Today's market analysis reveals a complex interplay of forces: US markets face renewed tariff shocks and significant AI-driven software displacement, particularly impacting IT services with new agentic AI tools. Hong Kong experienced a short-lived relief rally, now overshadowed by re-escalating trade tensions, while Japan shows a bifurcated sentiment with reflation optimism against AI proxy concerns. Key takeaways include the rise of 'AI Utility' investments, a 'cripple-ware' moment for legacy software, and observed institutional distribution in major tech stocks.

Overall Themes, Market Sentiment & Debates

US: The Tariff Shock and the "Agentic" Software Purge

The US market experienced a brutal reversal. Early optimism from a Supreme Court ruling striking down legacy tariffs was instantly vaporized by the Trump administration’s announcement of a fresh 15% global tariff under the Trade Act of 1974. This isn't just a retail headwind; it's a systemic supply chain reset hitting everything from consumer discretionary (NKE, GAP, LULU) to complex industrials.

Simultaneously, we are witnessing the first major "AI Displacement" event in software. The release of Anthropic’s Claude Code—capable of automating legacy COBOL modernization—sent shockwaves through IT services. IBM and Cognizant (CTSH) are no longer viewed through the lens of AI beneficiaries but as targets for cannibalization. This "AI Panic" extended to SaaS giants (ADBE, CRM, INTU), where investors are questioning the defensibility of "human-in-the-loop" business models against agentic AI tools.

Hong Kong: A Fragile Relief Rally

The Hang Seng Index (+2.5%) decoupled from the US carnage, buoyed by the US Supreme Court's invalidation of prior trade tariffs. This triggered a massive short-covering rally in Chinese exporters (Shenzhou, Li Ning) and tech leaders (Meituan, Alibaba). However, the subsequent US 15% global tariff announcement suggests this HK rally may be a "dead cat bounce" if trade tensions re-escalate under the new executive mandate. For now, the focus remains on the "Lunar New Year" consumption data, which provided a tailwind for NIO and JD.com.

Japan: Reflation vs. The "Obvious Short"

Sentiment in Japan is bifurcated. The "Reflation Trade" is gaining institutional steam, with 2026 wage hike demands (5%+) and the BOJ’s highest rates since 1995 (0.75%) signaling a transition to a "normal" economy. However, tactical bears view the Nikkei as an overextended "AI proxy" vulnerable to JPY volatility. Reports of joint US-Japan forex intervention discussions initiated by Treasury Secretary Bessent add a layer of currency stability—or unpredictability—that macro desks are watching closely.

Notable Big Stock Moves, Earnings and Development

Symbol Company Price Move Explanation
LEGN Legend Biotech 9.00% Positive momentum in CAR-T therapy sector.
BE Bloom Energy 8.63% Record revenue; surge in AI data center demand; analyst upgrades.
SFM Sprouts Farmers 5.96% Q4 beat; new $1B share repurchase authorization.
FN Fabrinet 5.60% Strong results/guidance on AI-driven optical spending.
FRPT Freshpet 5.46% Continued strength in premium pet food segment.
2208.HK Goldwind 5.07% Renewable energy momentum in Asian markets.
AKAM Akamai 4.87% Defensive positioning in edge computing/security.
LLY Eli Lilly 4.86% Tirzepatide outperformed competitor trials; FDA device approval.
2313.HK Shenzhou Intl 4.84% Relief rally following US SCOTUS tariff ruling.
3690.HK Meituan 4.83% Part of broader HK tech rally on trade optimism.
ASTS AST SpaceMobile 4.61% Secured $30M prime contract with U.S. Space Development Agency.
1364.HK Guming Holdings 4.61% Consumer sector recovery in HK/China.
WULF TeraWulf 4.46% Bitcoin mining infrastructure expansion.
ASND Ascendis Pharma 4.42% Novo Nordisk partnership; strong pipeline progress.
2018.HK AAC Tech 4.28% Tech hardware recovery following SCOTUS tariff ruling.
1347.HK Hua Hong Semi 4.13% Optimism on 12-inch wafer fab reaching max capacity.
DPZ Domino's Pizza 4.10% Strong Q4 sales; 15% dividend hike.
9866.HK NIO Inc. 4.09% Record battery swaps during Lunar New Year.
2331.HK Li Ning 4.01% Export stock rally on US tariff judicial relief.
0669.HK Techtronic 3.93% Tool exporter benefited from SCOTUS tariff ruling.
6865.HK Flat Glass 3.84% Solar glass demand stabilization.
1585.HK Yadea Group 3.66% Momentum in electric two-wheelers.
0981.HK SMIC 3.58% China domestic semiconductor self-sufficiency play.
1211.HK BYD Company 3.54% Continued EV market dominance and export hopes.
1816.HK CGN Power 3.48% Nuclear energy stability in mainland China.
3759.HK Pharmaron 3.47% CRO sector recovery on US-China trade optimism.
MOH Molina Healthcare 3.45% Defensive healthcare positioning.
ACI Albertsons 3.41% Continued M&A and grocery stability discussions.
BRKR Bruker Corp 3.34% Spatial biology advancements and product pre-orders.
EW Edwards Lifesciences 3.33% Medtech recovery.
0700.HK Tencent 3.16% HK tech rally participant.
9618.HK JD.com 3.16% Surge in robot product orders; Asian market rally.
GMED Globus Medical 3.10% Spine and orthopedic growth.
PODD Insulet 3.10% Diabetes tech penetration.
1698.HK Tencent Music 3.07% Streaming growth in China.
6181.HK Laopu Gold 3.06% Luxury gold retail strength in China.
OMC Omnicom -3.01% Marketing spend concerns amid macro uncertainty.
ETN Eaton Corp -3.03% Profit-taking after massive industrial run.
SPGI S&P Global -3.04% 15% global tariff news; analyst price target cuts.
DLTR Dollar Tree -3.05% Import cost concerns from new 15% tariff.
PANW Palo Alto Networks -3.07% AI disruption fears and margin compression.
CPRT Copart -3.07% Missed Q2 revenue/EPS; declining margins.
SITE SiteOne Landscape -3.08% Consumer spending/housing slowdown fears.
CNM Core & Main -3.12% Infrastructure spend uncertainty.
CHH Choice Hotels -3.12% Travel slowdown on tariff/macro angst.
GEN Gen Digital -3.13% Software sector weakness.
BROS Dutch Bros -3.13% Rising coffee costs; conservative 2026 guidance.
HAS Hasbro -3.14% 15% tariff impact on toy supply chains.
GDDY GoDaddy -3.18% Significant analyst target cuts; 52-week low.
FFIV F5, Inc. -3.19% Networking hardware sell-off.
CRL Charles River -3.20% Organic revenue declines; tariff uncertainty.
TDG TransDigm -3.20% Aerospace valuation concerns.
RVTY Revvity -3.20% Life sciences tools weakness.
UI Ubiquiti -3.20% Supply chain tariff risk.
QXO QXO, Inc. -3.21% General industrial sell-off.
MSFT Microsoft -3.21% Distribution warnings; retail "bagholding" sentiment.
EPAC Enerpac Tool -3.23% Industrial tool sector weakness.
TRMB Trimble -3.25% Target cuts despite AI product news.
SE Sea Limited -3.27% E-commerce competition and macro risk.
CSW CSW Industrials -3.29% Small cap industrial sell-off.
FCN FTI Consulting -3.29% Consulting sector contagion.
SRAD Sportradar -3.32% Valuation reset despite high FCF conversion.
FIX Comfort Systems -3.33% Construction services slowdown.
NOW ServiceNow -3.33% SaaS sector AI displacement fears.
AYI Acuity Inc. -3.34% Lighting/industrial sector weakness.
GPK Graphic Packaging -3.35% Weaker outlook; falling containerboard prices.
NFLX Netflix -3.37% AI agent churn threats; antitrust probes.
NCLH Norwegian Cruise -3.37% Leadership changes; activist pressure.
CROX Crocs, Inc. -3.39% Tariff impact on consumer retail.
APTV Aptiv PLC -3.39% Automotive supply chain concerns.
CVNA Carvana -3.42% "Sell the news" profit-taking; margin concerns.
PLTR Palantir -3.43% Software/AI sector valuation cooling.
MSGS MSG Sports -3.43% Discretionary spend concerns.
NYT NY Times -3.46% Insider selling; tariff angst.
AS Amer Sports -3.50% General market slump on 15% global tariff.
IONQ IonQ, Inc. -3.51% Quantum tech speculative sell-off.
PCTY Paylocity -3.51% AI-related software sell-off; growth deceleration.
JBHT J.B. Hunt -3.51% Soft revenue in core segments; freight recession.
WCC WESCO -3.53% Supply chain/logistics weakness.
NKE NIKE, Inc. -3.53% Global tariff impact on inventory costs.
SAIA Saia, Inc. -3.55% LTL trucking sector weakness.
DDS Dillard's -3.56% Retail sector trade policy hit.
INSM Insmed -3.57% Biotech volatility.
G Genpact -3.57% IT services "Claude Code" contagion.
JBL Jabil Inc. -3.62% Insider selling; 15% global tariff uncertainty.
FLEX Flex Ltd. -3.62% Contract manufacturing tariff exposure.
KAI Kadant Inc. -3.65% Industrial machinery sell-off.
ADSK Autodesk -3.67% Restructuring; AI-related software sell-off.
DAL Delta Air Lines -3.69% Massive cancellations from Storm Hernando.
TTD The Trade Desk -3.71% CFO departure; 52-week low.
ALK Alaska Air -3.71% Winter storm operational disruptions.
COTY Coty Inc. -3.72% Earnings miss; withdrawn FY26 guidance.
GXO GXO Logistics -3.72% Logistics/supply chain macro hit.
ODFL Old Dominion -3.73% Freight demand concerns.
TLN Talen Energy -3.77% Power sector volatility.
CRM Salesforce -3.78% SaaS sector AI displacement fears.
BAH Booz Allen -3.82% Government contract cancellations; tariff risk.
FLR Fluor Corp -3.84% Engineering/construction weakness.
DBX Dropbox -3.85% Software sector cooling.
ABNB Airbnb -3.85% Discretionary travel macro headwind.
SAIC Science Apps -3.86% Government services sell-off.
MBLY Mobileye -3.87% ADAS demand concerns.
GLBE Global-E Online -3.88% Cross-border e-commerce hit by tariffs.
BWXT BWX Tech -3.90% Valuation concerns in nuclear/defense.
EAT Brinker Intl -3.92% Restaurant sector margin pressure.
ANF Abercrombie -3.94% Conservative guidance; heavy insider selling.
LVS Las Vegas Sands -3.95% Macau/Global travel trade policy hit.
RCL Royal Caribbean -3.95% Bearish put activity; insider selling.
DOX Amdocs -3.99% Telecom software sell-off.
ONON On Holding -4.01% High valuation risk in footwear.
CSGP CoStar Group -4.01% Tariff uncertainty; long payoff on Homes.com.
SRPT Sarepta -4.03% Reinstated patent lawsuit; revenue miss.
ANET Arista Networks -4.04% AI networking sector rotation.
KNX Knight-Swift -4.05% Weak Q1 guidance; insider sales.
VIPS Vipshop -4.07% China e-commerce retail weakness.
ADP ADP -4.08% AI's impact on business processing; tariff fears.
SNAP Snap Inc. -4.09% Regulatory lawsuits; weak DAU trends.
TWLO Twilio -4.10% Communication software sell-off.
XPO XPO, Inc. -4.14% Logistics sector macro hit.
INGM Ingram Micro -4.16% Distribution sector tariff exposure.
ELF e.l.f. Beauty -4.20% Cosmetics sector slowdown.
PAYX Paychex -4.22% Multiple analyst downgrades to "Reduce."
UBER Uber -4.25% Gig economy macro concerns.
EXPD Expeditors -4.27% Expected Y/Y declines in earnings.
EBAY eBay Inc. -4.27% Jefferies price target cut; insider selling.
SNPS Synopsys -4.35% Design software sector sell-off.
J Jacobs Solutions -4.44% Global trade tariff uncertainty.
VEEV Veeva Systems -4.51% Life sciences software cooling.
SGI Somnigroup -4.55% Healthcare tech weakness.
GRAB Grab Holdings -4.57% SE Asia macro concerns.
HUM Humana -4.57% Managed care margin pressure.
ORCL Oracle -4.57% SaaS/Infrastructure AI panic.
EFX Equifax -4.57% Credit sector macro risk.
HRB H&R Block -4.57% Weak guidance; adjusted losses.
ALGN Align Tech -4.61% Global supply chain tariff uncertainty.
ADBE Adobe -4.61% AI disruption fears; slowing ARR growth.
S SentinelOne -4.63% Cybersecurity sector rotation.
FLUT Flutter Ent. -4.63% Sympathy sell-off (DraftKings); tariff news.
SPOT Spotify -4.64% Tech sector rotation.
ESAB ESAB Corp -4.65% Sales volume/material cost/tariff fears.
LSTR Landstar System -4.66% Trucking sector freight recession.
WMG Warner Music -4.68% Content/distribution uncertainty.
ZM Zoom -4.68% Legacy software growth concerns.
ACM AECOM -4.71% Infrastructure sell-off.
DRS Leonardo DRS -4.72% Defense tech volatility.
LYFT Lyft, Inc. -4.73% Gig economy macro headwinds.
HRI Herc Holdings -4.74% Q4 revenue miss; acquisition redundancy costs.
CZR Caesars Ent. -4.76% Wider 2025 losses; tariff impact on casinos.
TECH Bio-Techne -4.80% Institutional stake trimming; tariff news.
WING Wingstop -4.81% Supply chain uncertainty on 15% tariff.
BSY Bentley Systems -4.85% Infrastructure software sell-off.
AAL American Air -4.86% Storm cancellations; tariff uncertainty.
AXSM Axsome -4.88% Unprofitability; heavy insider selling.
LEVI Levi Strauss -4.90% Global retail trade risk.
KMX CarMax -4.90% DOJ settlement on repossessions; poor results.
LULU Lululemon -4.91% Premium retail trade policy hit.
CCL Carnival -4.91% Cruise sector macro headwinds.
PKG Packaging Corp -4.92% Containerboard price drop; earnings miss.
THO THOR Industries -4.95% RV demand/interest rate sensitivity.
DT Dynatrace -4.97% Observability software AI panic.
SW Smurfit Westrock -5.03% Packaging sector price compression.
BKNG Booking Holdings -5.05% "AI Panic" regarding travel agents.
SN SharkNinja -5.05% Consumer goods import tariff hit.
SWK Stanley B&D -5.08% Tool sector tariff exposure.
FICO Fair Isaac -5.10% 52-week low on tariff policy uncertainty.
RDDT Reddit, Inc. -5.13% Momentum shift/sell-off despite solid fundamentals.
UAL United Airlines -5.18% Operations crippled by Storm Hernando.
EXLS ExlService -5.19% IT services "Claude Code" contagion.
RL Ralph Lauren -5.19% Supply chain uncertainty on 15% tariff.
ROKU Roku, Inc. -5.21% Ad-tech/Hardware macro headwinds.
IP Intl Paper -5.25% Linerboard price drop; missed EPS.
BIRK Birkenstock -5.26% Consumer retail trade risk.
SMCI Super Micro -5.27% Insider selling; mixed financial signals.
RRR Red Rock Resorts -5.45% Casino sector weakness.
FTNT Fortinet -5.50% Cybersecurity sector valuation reset.
INTU Intuit -5.52% AI disruption fears (Tax/SME agents).
CDNS Cadence Design -5.56% Dilution from acquisition; overvaluation.
KBR KBR, Inc. -5.57% Government services weakness.
VERX Vertex, Inc. -5.57% Tax software sector cooling.
MSTR MicroStrategy -5.60% BTC decline; institutional exits.
IT Gartner, Inc. -5.70% Missed 2026 revenue outlook; fraud probe.
TTAN ServiceTitan -5.73% SaaS sector sell-off.
BRBR BellRing Brands -5.78% Securities fraud lawsuits (inventory hoarding).
Z Zillow Group -5.79% Real estate tech macro hit.
PATH UiPath -5.83% AI-driven automation displacement fears.
RBRK Rubrik, Inc. -5.86% Negative 2026 guidance; insider selling.
ACIW ACI Worldwide -5.90% 52-week low; leadership changes.
RUM Rumble Inc. -5.95% Speculative tech sell-off.
CTSH Cognizant -6.00% Anthropic Claude Code threat to COBOL revenue.
GAP The Gap, Inc. -6.01% 15% global tariff hit to inventory costs.
DUOL Duolingo -6.03% CFO transition; AI translation competition.
WSM Williams-Sonoma -6.04% Home retail trade risk.
PINS Pinterest -6.08% Ad-tech sector rotation.
WIX Wix.com -6.13% 52-week low; growth deceleration.
U Unity Software -6.14% Bearish options; competition from Google AI.
DOCU DocuSign -6.14% Jefferies downgrade on AI disruption fears.
NTNX Nutanix -6.17% Infrastructure software sell-off.
WDAY Workday -6.24% Enterprise SaaS AI panic.
SMR NuScale Power -6.25% 67% price target cut (Barclays); partner fraud.
WK Workiva -6.25% Compliance software sell-off.
EPAM EPAM Systems -6.40% Lowered 2026 organic growth guidance.
HPE HPE -6.41% Enterprise hardware tariff risk.
OKTA Okta, Inc. -6.43% Identity software sector cooling.
SPSC SPS Commerce -6.44% Supply chain software sell-off.
QLYS Qualys, Inc. -6.49% Cybersecurity sector hit.
TRU TransUnion -6.52% Credit reporting macro headwind.
CVLT Commvault -6.56% Storage software sell-off.
CHWY Chewy, Inc. -6.58% Import tariff hit on consumer goods.
ACN Accenture -6.58% IT consulting AI displacement contagion.
DASH DoorDash -6.60% Gig economy/consumption fears.
MELI MercadoLibre -6.63% Latin America macro/trade risk.
WYNN Wynn Resorts -6.63% Global trade/Macau macro hit.
CHRW C.H. Robinson -6.77% Logistics sector freight recession.
MGM MGM Resorts -6.90% 15% global tariff uncertainty.
HUBS HubSpot -6.91% SMB SaaS AI disruption fears.
DOCS Doximity -7.01% Slowing sales growth; major JP Morgan downgrade.
H Hyatt Hotels -7.09% Travel/consumption macro hit.
RMBS Rambus Inc. -7.18% Semi-hardware volatility.
MNDY monday.com -7.22% Workflow software sell-off.
VFC V.F. Corp -7.30% JP Morgan downgrade (Vans turnaround delay).
EXPE Expedia -7.36% Citigroup downgrade; AI disrupting OTA model.
SNDR Schneider Natl -7.37% Trucking/Logistics weakness.
TOST Toast, Inc. -7.39% Restaurant tech macro hit.
PSTG Pure Storage -7.43% Acquisition integration risks; high valuation.
PEGA Pegasystems -7.45% SaaS AI panic sector contagion.
RHI Robert Half -7.53% 52-week low; supply chain tariff risk.
BBWI Bath & Body -7.63% Securities fraud class-action lawsuit.
TTEK Tetra Tech -7.65% Engineering services weakness.
IOT Samsara Inc. -7.73% Insider selling; software AI panic.
FRSH Freshworks -7.77% Major Jefferies downgrade to "Hold."
ESTC Elastic N.V. -8.22% Data software sell-off.
KVYO Klaviyo, Inc. -8.31% 52-week low; substantial insider selling.
GH Guardant Health -8.42% Diagnostics sector volatility.
SNOW Snowflake -8.64% Tariff-driven weakness; AI disruption fears.
KD Kyndryl -8.79% IT infrastructure services contagion.
RH RH -8.83% Luxury home retail trade policy hit.
GTLB GitLab Inc. -8.94% 52-week low; insider selling.
APP AppLovin -9.09% Active SEC investigation confirmed.
BILL BILL Holdings -9.22% SME financial software sell-off.
CLBT Cellebrite -9.27% Digital intel sector weakness.
ZBRA Zebra Tech -9.43% Hardware tariff exposure.
TEAM Atlassian -9.44% Valuation cooling; software sector hit.
NET Cloudflare -9.57% Internal outage; Claude Code threat.
1880.HK China Tourism -9.59% Duty-free retail macro hit.
W Wayfair Inc. -9.78% Import tariff hit to home goods.
MANH Manhattan Assoc -9.82% Institutional selling by major fund managers.
CRWD CrowdStrike -9.85% Cybersecurity sector hit.
ZS Zscaler, Inc. -10.31% High-growth software valuation reset.
VRNS Varonis -11.02% Weak 2026 guidance; legacy transition fears.
DDOG Datadog, Inc. -11.28% SaaS sector AI displacement fears.
MDB MongoDB, Inc. -11.37% Database sector cooling.
TENB Tenable -11.85% Cybersecurity weakness.
IBM IBM -13.15% Anthropic's Claude Code threat to legacy COBOL.

Interesting Comments, Facts and Ideas

1. The "AI Utility" Pivot

The AI trade is no longer just about chips (NVDA, ARM). Smart money is rotating into the infrastructure required to power the chips. Vistra Corp (VST) is being pitched as a "cash-printing" AI utility due to its nuclear fleet and long-term Power Purchase Agreements (PPAs). Bloom Energy (BE)'s record revenue confirms this trend: data centers are the new prime customers for energy. Institutional money is also piling into data center REITs (EQIX, DLR) and cooling/networking players (VRT, ANET) as chip lead times normalize but power constraints tighten.

2. Software's "Cripple-ware" Moment

The 13% drop in IBM and 6% in Cognizant (CTSH) is a watershed moment. For decades, these firms thrived on the "COBOL tax"—manually maintaining legacy mainframe systems. Anthropic’s Claude Code suggests this multi-billion dollar niche can be automated. We are seeing a "Triple Beat" on fundamentals for names like Reddit (RDDT) (+70% YoY growth), yet they are being dragged down by the broader software "AI Panic." The disconnect between strong earnings and AI displacement fears is creating a tactical floor for names with a fortress balance sheet (Altman Z-Score 57.49).

3. Deep Value & Contrarian Pitches

  • Wemade Play (123420.KS): A "glitch in the matrix" valuation of $60M sitting on $500M cash. This is a pure-play arbitrage on Korean market inefficiencies.
  • Backblaze (BLZE): Trading at 1.6x EV/Sales. The thesis is a misclassification: it’s not just a "backup utility" but a high-scale AI storage play at 80% lower cost than AWS S3.
  • Nadex Co (7435.T): A classic Japanese "Net-Net." Trading at 71% of NCAV with a 13% earnings yield and aggressive buybacks (12.7% reduction in share count since FY23).
  • Thai Mitsuwa (TMW): A play on the magnesium digital camera body recovery. 1.9x EV/EBIT and an 80% market share in a recovering niche.

4. Institutional Distribution Warnings

Wyckoff analysis suggests that while GOOGL and NVDA show signs of institutional accumulation, "distribution warnings" are flashing for AAPL, TSLA, and MSFT. Large players appear to be using minor bounces to offload shares to retail, specifically in Microsoft, where retail sentiment is heavily "bagholding" at the $425 level.

5. The Packaging Indicator

Watch the 5% drop in International Paper (IP) and Packaging Corp (PKG). This wasn't just an earnings miss; it was a sudden collapse in containerboard prices due to soft global demand and a surge in European imports. This is a leading indicator for global manufacturing activity that suggests the "recession" debate is far from settled.

Happy Alpha Hunt! - Distilla

Disclaimer: This content is generated using AI, synthesizing public data (filings, reports, news) and social media (Reddit, X). It may contain errors, inaccuracies, or hallucinations. Nothing herein constitutes financial advice. This newsletter is for informational purposes only; please consult a qualified professional and conduct your own due diligence before making any investment decisions.